Does Insurance Cover Mold?

1/4/2018 (Permalink)

On a weekly basis we are called in to inspect mold. With much attention around black mold and its potential to be toxic to one’s health, many homeowners’ don't want to take a chance when they see mold. However, not every home that we inspect requires professional remediation.  Often enough, we recommend a safe method in which homeowner's can reduce their mold exposure and/or treat it themselves.

In the cases where there has been a mold infestation and our services were required, homeowners were surprised when their home-owner’s insurance did not cover mold remediation. 

Some policies will cover mold under certain circumstances, while other policies may exclude mold. Typically, if your policy does not include mold remediation it can be added.   However, we recommend that you call your insurance agent to learn more about mold coverage.  It can be a preventative measure that can save you thousands. 

If you see signs of mold please don’t hesitate to call SERVPRO of Southbury/Torrington at (203) 267-6262.